There is no monthly point cap and points do not expire as long as you remain in the Accelerated Rewards Tier. Earning PointsĪccelerated Rewards Tier: Earns one and a half (1.5) points for each dollar you spend for net retail purchases (gross retail purchases less any returns or credits). 10,000 bonus points will be credited within 60 days of qualification under the description: Commercial Spend Bonus. Company must spend $3,000 within the first three months of account opening to receive the bonus.